| Merchant Credit Card Processing |
| Merchant Services | DepositChecks.com Fees | Industry Averages |
| Discount rate for Visa and MasterCard | Card-swiped: 1.76% OR LOWER! Key-entered: 2.44% OR LOWER! | Card-swiped: 1.95% Key-entered: 2.95% |
| Monthly fee | $12.95 | $15-$25 |
| Credit Card Per-Authorization Fee | $0.23 | $0.25-$0.50 |
| Debit Card Per-Authorization Fee (using a PIN pad) | $0.21 plus network fees | $0.21-$0.25plus network fees |
| Application Fee | $59 | $95-$250 (non-refundable) |
| Time to funding | 2-3 business days | 2-5 business days |
| Hardware: For PCs For Terminals | Purchase or Lease is Available Optional card reader: $89 Competitively Priced terminals and free reprogramming Call us to see if you qualify for a FREE TERMINAL | $300-$1500 |