Code | Description |
R01 | Insufficient Funds |
R02 | Account Closed |
R03 | No Account/Unable to Locate Account |
R04 | Invalid Account Number |
R05 | Unauthorized Debit to Consumer Account |
R06 | Returned per ODFIs Request |
R07 | Authorization Revoked by Customer |
R08 | Payment Stopped or Stop Payment on Item |
R09 | Uncollected Funds |
R10 | Customer Advises Not Authorized |
R11 | Check Truncation Entry Return |
R12 | Branch sold to another DFI |
R13 | RDFI not qualified to participate |
R14 | Representment payee deceased or unable to continuein that capacity |
R15 | Beneficiary of account holder deceased |
R16 | Account Frozen |
R17 | File record edit criteria |
R18 | Improper effective entry date |
R19 | Amount field error |
R20 | Non-Transaction Account |
R21 | Invalid company identification |
R22 | Invalid individual ID number |
R23 | Credit entry refused by receiver |
R24 | Duplicate entry |
R25 | Addenda error |
R26 | Mandatory field error |
R27 | Trace number error |
R28 | Routing number check digit error |
R29 | Corporate customer advises not authorized |
R30 | RDFI not participant in check truncation program |
R31 | Permissible return entry |
R32 | RDFI non-settlement |
R33 | Return of XCK entry |
R34 | Limited participation DFI |
R35 | Return of improper debit entry |
R36 | Return of improper credit entry |
R38 | Stop Payment on Source Document |
R40 | Return of ENR entry by Federal Government Agency (ENR Only) |
R41 | Invalid transaction code (ENR Only) |
R42 | Routing number/check digit error (ENR only) |
R43 | Invalid DFI account number (ENR only) |
R44 | Invalid individual ID number (ENR only) |
R45 | Invalid individual name/company name (ENR only) |
R46 | Invalid representative payee indicator (ENR only) |
R47 | Duplicate enrollment |
R50 | State Law Affecting RCK Acceptance |
R51 | Item is Ineligible, Notice Not Provided, Signature not genuine |
R52 | Stop Payment on Item |
R61 | Misrouted return |
R62 | Incorrect trace number |
R63 | Incorrect dollar amount |
R64 | Incorrect individual identification |
R65 | Incorrect transaction code |
R66 | Incorrect company identification |
R67 | Duplicate return |
R68 | Untimely Return |
R69 | Multiple Errors |
R70 | Permissible return entry not accepted |
R71 | Misrouted dishonored return |
R72 | Untimely dishonored return |
R73 | Timely original return |
R74 | Corrected return |
R80 | Cross-Border Payment Coding Error |
R81 | Non-Participant in Cross-Border Program |
R82 | Invalid Foreign Receiving DFI Identification |
R83 | Foreign Receiving DFI Unable to Settle |
